Connect to a Shared Trade Infrastructure
Safer and Stronger Invoice Financing Ecosystem
- Real-time duplicate detection
- Ecosystem-wide validation
- Standardised fingerprinting
- Automated risk scoring
Unified platform for Digital Trade Finance
- Faster transaction processing
- Improved risk assessment
- Reduced operational overhead
- Enhanced customer experience
Invoice tokenisation for MSME financing
- Risk-mitigated MSME lending
- Deep-tier financing for PSL goals
- Higher-yield financing opportunities
- Stronger ecosystem-wide relationships
Unified compliance for cross-border trade
- Existing APIs for faster onboarding
- Validated transaction data delivery
- Lower manual review requirements
- Reduced operational errors and effort
Move from repeated checks to one trusted trade workflow.
How leading banks and partners are experiencing IBDIC in action
“We are indeed delighted and honoured to partner with IBDIC in their mission to enhance the nation’s financial digital infrastructure. This will go a long way.”
Hari Padmanabhan
Chairman, Uncia
“ONDC is dedicated to building an open digital infrastructure that fosters financial inclusion by creating new markets for lenders & borrowers through our collaboration with IBDIC.”
Vibhor Jain
CEO, COO, ONDC
“Credit inclusion of MSMEs is going to be extremely critical for India’s aspiration of Viksit Bharat by 2047. IBDIC’s innovative ‘Deep-Tier Financing’ solution
Ajay Rajan
Country Head – Transaction Banking, Government, MNC & New Economy Businesses, YES BANK
“MSMEs are vital to India’s economy, and IBDIC’s Deep Tier Supplier Financing solution through invoice tokenisation is a promising step toward expanding their access to credit.”
Rakesh Singh
Executive Director and CEO – NBFC, Aditya Birla Capital
Frequently Asked Questions
What solutions does IBDIC offer for financial institutions?
IBDIC offers digital infrastructure solutions including InvoiceHub, OneTrade, Deep Tier Financing (DTF), and OneCompliance to help financial institutions digitize trade finance operations, strengthen risk management, improve compliance, and expand MSME financing.
How does InvoiceHub help reduce invoice financing risk?
InvoiceHub enables financial institutions to identify duplicate financing attempts, verify invoice authenticity, conduct digital invoice audits, and access ecosystem-wide invoice validation through a universal repository of verified and funded invoices.
How can IBDIC help us expand MSME and supply chain financing?
Through Deep Tier Financing (DTF), lenders can extend financing beyond direct suppliers to deeper tiers of the supply chain using anchor-backed invoice tokenization, helping improve MSME outreach and support Priority Sector Lending (PSL) objectives.
What benefits does OneTrade provide to banks and financial institutions?
OneTrade enables digital and seamless trade transactions through digital document management, workflow automation, transaction visibility, reconciliation, and end-to-end lifecycle management across trade finance processes.
Can IBDIC solutions integrate with our existing systems?
Yes. IBDIC solutions are designed to integrate with existing banking infrastructure, including LOS, LMS, ERP platforms, core banking systems, trade finance systems, and other operational workflows through flexible integration options.
How does IBDIC support compliance and operational efficiency?
Through OneCompliance and other IBDIC platforms, financial institutions can automate reconciliation, streamline reporting, improve audit readiness, reduce manual intervention, and strengthen regulatory compliance across trade finance operations.
Why should financial institutions choose IBDIC?
IBDIC is a bank-founded digital public infrastructure company focused on building trusted, secure, and interoperable solutions for trade and supply chain finance. Its platforms help financial institutions reduce risk, improve efficiency, expand ecosystem participation, and unlock new growth opportunities.